[vc_row][vc_column][vc_column_text]Please read these Terms of Service (‘Terms’, ‘Terms of Service’) carefully before using using or interacting on Lifedeciphered.com hereby referred as ‘blog’. Your access to and use of the blog is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users and others who access or use the blog.

Introduction and Agreement

This blog is owned and operated by BIT. These Terms of Service apply not only to this blog but also others, managed BIT in Lusaka,Zambia.By using the blog, you hereby agree that you are at least eighteen (18) years of age and agree that you are subject to these Terms of Service and the lifedeciphered.com Privacy Statement.

Site Content

All information and content available on this blog (collectively, “Content”) is protected by copyright and other intellectual property laws. The Content is on lifedeciphered.com owned by BIT, its Affiliates, and/or their respective partners. The Content is intended for personal and noncommercial use only. While you may interact with or download a single copy of any portion of the Content for your personal and noncommercial entertainment, information or use, you may not reproduce, sell, publish, distribute, modify, display, perform, re-post or otherwise use any portion of the Content in any other way or for any other purpose without the prior written consent of lifedeciphered.com. Requests regarding use of the Content for any purpose other than personal, noncommercial use should be directed to Permissions,lifedeciphered.com.(check contact form) NOTICE: Certain images or video contained herein are owned by their respective partners or individual subscribers and are protected under their respective laws and copyright law. Access to and use of these images or video is restricted by the terms and conditions of a license agreement stipulated by the said laws. Unauthorized use, reproduction, creation of derivative works, transmission, display or distribution of these images or video is strictly prohibited. The partners or individuals reserves the right to pursue all legal and equitable remedies against unauthorized uses.

Copyrights and Copyright Agents

It is the policy of lifedecihered.com to respond to claims of intellectual property infringement. lifedeciphered.com will promptly process and investigate notices of alleged infringement and take appropriate actions proclaimed in the constitution and other applicable intellectual property laws. Complaints of the claimed copyright infringement should be sent to a relevant authority. Notiications can be sent to info@lifedeciphered.com. To be effective, the notification must be a written communication that includes the following:

1. A physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed;

2. Identification of the copyrighted work claimed to have been infringed, or, if multiple copyrighted works at a single online site are covered by a single notification, a representative list of such works at that site;

3. Identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled, and information reasonably sufficient to permit the service provider to locate the material;

4. Information reasonably sufficient to permit the service provider to contact the complaining party, such as an address, telephone number and, if available, an electronic mail address at which the complaining party may be contacted;

5. A statement that the complaining party has a good-faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent or the law; and

6. A statement that the information in the notification is accurate and, under penalty of perjury, that the complaining party is authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.

Trademarks

You acknowledge that the Content includes certain trademarks and service marks owned by BIT-lifedeciphered.com, Affiliates, Licensors and others. You agree not to copy, use or otherwise infringe upon or dilute these trademarks or service marks. You further agree that you will not alter or remove any trademark, copyright or other notice from any copies of the Content. The “lifedeciphered.com” name and logo are trademarks of BIT. Other product and company names herein may be trademarks of their respective owners.

Linking

If you operate a website and wish to link to the blog, you must link to the Site’s home page unless permission otherwise has been granted in writing by lifedeciphered.com. lifedeciphered.com reserves the right to reject or terminate any links to the Content or the blog.

User Materials

By submitting ads, content, photos, data or other materials (“Materials”) to the blog, you hereby grant to lifedeciphered.com and its Affiliates a royalty-free, perpetual, irrevocable, nonexclusive, fully transferable, fully sublicensable right and license to copy, modify, display, distribute, perform, create derivative works from, and otherwise use and exploit all such Materials in any form, media, software or technology of any kind now existing or developed in the future. You further grant to lifedeciphered.com and its Affiliates a royalty-free right and license to use your name, image and likeness in connection with the reproduction or distribution of the Materials.

Interactions

This blog may offers interaction to give Users 18 years of age and older an interesting and stimulating posts in which they can express their opinions and share their ideas. lifedeciphered.com and its Affiliates do not endorse the accuracy or reliability of any advice, opinion, statement or information posted on these Forums. Please use your best judgment, and be respectful of other individuals using these Forums. By posting a message on the blog, you agree to abide by these Terms of Service. You may not use the blog to engage in any Prohibited Activities (as defined below). Uploading copyrighted or other proprietary Material of any kind on the blog without the express permission of the owner of that Material is prohibited and may result in civil and/or criminal liability.

Lifedeciphered.com Rights

Given the nature of the blog and the volume of messages and postings, lifedeciphered.com cannot and does not monitor all of the Materials posted or transmitted by you and other third-party information providers. lifedeciphered.com reserves the right, in its sole discretion, to monitor, refuse to publish, remove, delete, move or edit any Materials without notice, at any time for any reason. By using the blog, you expressly agree that lifedeciphered.com

(a) will not be liable to any claims, actions or judgments arising out of or related to any Materials and

(b) may monitor, refuse to publish, remove, delete, move or edit any Materials without notice at any time for any reason, without liability and without providing a refund.

Unsolicited Materials

lifedeciphered.com does not accept unsolicited materials or ideas for use or publication in its programming or in other digital, electronic or print media except when in agreement. lifedeciphered.com and the Affiliates shall not be responsible for the similarity of any of its content or programming in any media to Materials or ideas transmitted to the blog.

Representations/Indemnity

You hereby represent and warrant that
(a) you have all necessary authority, rights and permissions to submit the Materials to the blog,

(b) the Materials do not and will not infringe or misappropriate any copyright, trademark, trade secret, patent or other intellectual property right of any third party, including any rights of privacy or publicity, and

(c) the Materials do not and will not violate any applicable law or regulation including, but not limited to, any automobile advertising laws or regulations, or cause injury to any person. You agree to release, defend, indemnify and hold lifedeciphered.com, its Affiliates, the Licensors, and their respective officers, directors, employees, agents and contractors harmless from and against any and all claims, costs, demands or expenses, including attorneys’ fees, arising from

(i) any distribution, publication, refusal to publish, removal, deletion, movement, editing or other use of the Materials you provide,

(ii) your use of the Site or any reliance on the Content,

(iii) your breach of these Terms of Service or

(iv) any actual, prospective or terminated sale or other transaction between you and a third party.
Prohibited Activities
The following is a partial list of the kinds of activities that are prohibited on or through the blog:

(a) submitting Material that is patently offensive to the online community, such as content that promotes racism, bigotry, hatred or physical harm of any kind against any group or individual;

(b) engaging in activities or submitting Material that could be harmful to minors;

(c) engaging in activity or submitting Material that harasses or advocates harassment of another person;

(d) engaging in activity that involves the transmission of “junk mail” or unsolicited mass mailing or “spam” to lifedeciphered.com Users or others;

(e) engaging in activity or submitting Material, or promoting information, that is fraudulent, false or misleading or promotes illegal activities or conduct that is abusive, threatening, obscene, defamatory or libellous;

(f) submitting Material that contains restricted or password-only access pages, or hidden pages or images;

(g) submitting Material that displays pornographic or sexually explicit material of any kind;

(h) submitting Material that provides instructional information about illegal activities such as making or buying illegal weapons, violating someone’s privacy, or providing or creating computer viruses;

(i) engaging in activities or submitting Materials that solicit passwords or personally identifiable information for unlawful purposes from other Users;

(j) engaging in commercial activities and/or sales without our prior written consent, such as contests, sweepstakes, barter, advertising and pyramid schemes;

(k) using the blog’s lead forms and/or phone numbers to advertise or promote products and services to lifedeciphered.com advertisers;

(l) using any robot, spider or other automatic device, or a manual process, to monitor or copy web pages or the Content contained in the blog or for any other unauthorized purpose without our prior expressed written permission;

(m) using any device, software or routine to interfere or attempt to interfere with the proper working of the blog;

(o) taking any action that imposes an unreasonable or disproportionately large load on lifedeciphered.com’s hardware and software infrastructure (collectively, “Prohibited Activities”).

Limitation of Liability

LIFEDECIPHERED.COM, ITS AFFILIATES, AND THEIR RESPECTIVE OWNERS, EMPLOYEES, AGENTS, CONTRACTORS AND THIRD-PARTY LICENSORS SHALL IN NO EVENT BE LIABLE FOR ANY DAMAGES OR LOSSES INCLUDING, WITHOUT LIMITATION, DIRECT, INDIRECT, CONSEQUENTIAL, SPECIAL, INCIDENTAL OR PUNITIVE DAMAGES, RESULTING FROM OR CAUSED BY THE BLOG, THE SOFTWARE, CONTENT, THE MATERIALS, THE LISTING SERVICE, THESE TERMS OF SERVICE OR OTHERWISE (INCLUDING, WITHOUT LIMITATION, DAMAGES RESULTING FROM NEGLIGENCE). IN NO EVENT WILL THE AGGREGATE MAXIMUM LIABILITY OF LIFEDECIPHERED.COM, ITS AFFILIATES, AND THEIR RESPECTIVE OWNERS, EMPLOYEES, AGENTS, CONTRACTORS AND THIRD-PARTY LICENSORS FOR ANY CLAIM EXCEED FIFTY DOLLARS (K50). FOR PURPOSES OF THIS LIMITATION OF LIABILITY, “THIRD-PARTY LICENSOR” DOES NOT INCLUDE YOU. CONFIRM IF THE state allow the exclusion or limitation of incidental or consequential damages of implied warranties, so the above exclusion or limitation may not apply to you.

A Termination of Service

You understand and agree that in lifedeciphered.com’s sole discretion, and without prior notice, your access to this blog may be terminated or suspended, and lifedeciphered.com may exercise any other remedy available and remove any Materials, if lifedeciphered.com believes that your use of the blog and/or any Materials you provide

(a) violate (i) these Terms of Service, (ii) the rights of lifedeciphered.com, any Affiliate or Licensor, or another User of the blog, or (iii) any law or regulation, or are otherwise objectionable or inappropriate or

(b) constitute fraudulent activity of any nature. You agree that monetary damages may not provide a sufficient remedy to lifedeciphered.com for violations of these Terms of Service, and you consent to injunctive or other equitable relief for such violations without the requirement that lifedeciphered.com post a bond. lifedeciphered.com is not required to provide any refund to you if you are terminated as an unauthorized User of the blog because, in lifedeciphered.com’s sole discretion, you have violated these Terms of Service.

Miscellaneous

These Terms of Service may be changed at any time and you will be notified of any such changes by an updated posting of the new Terms of Service on this page of the blog. Your continued use of the blog after the posting of any amended Terms of Service shall constitute your agreement to be bound by any such changes. lifedeciphered.com may modify, suspend, discontinue or restrict the use of any portion of the blog without notice or liability. This blog includes links to other websites not established or supervised by lifedeciphered.com or any Affiliate. lifedeciphered.com and its Affiliates do not endorse, sponsor or guarantee these linked websites and are not responsible in any way for any advice, content, information, practices, products or services related to or made available through such linked websites. These Terms of Service will be governed by and construed in accordance with the laws of Zambia without regard to its conflicts of law provisions. You hereby agree that any cause of action you may have with respect to the blog must be exclusively filed in the state courts located in Longacres, Lusaka, within one (1) year after the cause of action arises or the cause is barred. You hereby consent to personal jurisdiction in the state courts in Longacres, Lusaka, and waive any objection based on forum non conveniens. As a condition of using this blog, you agree that all causes of action arising out of or connected with this blog shall be resolved individually, without resort to any form of class action. If for any reason a court of competent jurisdiction finds any provision of these Terms of Service, or portion thereof, to be unenforceable, that provision of these Terms of Service will be enforced to the maximum extent permissible so as to affect the intent of the parties, and the remainder of these Terms of Service will continue in full force and effect. Failure by lifedeciphered.com to enforce any provision of this Terms of Service will not be deemed a waiver of future enforcement of that or any other provision of these Terms of Service. This Terms of Service constitutes the entire agreement between the parties regarding the subject matter hereof. Neither this Terms of Service, nor any terms and conditions contained herein, shall be construed as creating a partnership, joint venture or agency relationship or granting a franchise between the parties. ©2016 lifedeciphered.com, Nampudwe Road,Lusaka,Zambia[/vc_column_text][/vc_column][/vc_row]